If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Suma Yonkers Credit Union 2 Year CD Account |
1.67%
Date: Feb 17, 2012
|
| Personal Care America Credit Union 2 Year CD Account |
1.51%
Date: Feb 9, 2012
|
| Island Federal Credit Union 2 Year CD Account |
1.41%
Date: Feb 15, 2012
|
| Eastbank, National Association 2 Year CD Account |
1.40%
Date: Feb 20, 2012
|
| Oceanside Christopher Credit Union 2 Year CD Account |
1.32%
Date: Feb 7, 2012
|
| Nassau Educators Credit Union 2 Year CD Account |
1.30%
Date: Feb 3, 2012
|
| 360 Credit Union 2 Year CD Account |
0.70% to
0.65% Date: Feb 16, 2012
|
| 360 Credit Union 12 Month CD Account |
0.50% to
0.45% Date: Feb 16, 2012
|
| 360 Credit Union 6 Month CD Account |
0.30% to
0.25% Date: Feb 16, 2012
|
| Island Federal Credit Union 2 Year CD Account |
1.55% to
1.41% Date: Feb 15, 2012
|
| Island Federal Credit Union 12 Month CD Account |
1.15% to
0.95% Date: Feb 15, 2012
|
| Island Federal Credit Union 6 Month CD Account |
0.85% to
0.75% Date: Feb 15, 2012
|
